Cost breakdown

What it actually costs.

A rough estimate for getting your 2-14 license in Florida — course, exam, fingerprinting, and E&O. Based on real published rates, not pulled out of thin air.

Getting licensed (one-time)

From unlicensed to holding your 2-14. Ranges reflect different course providers and county fees — the course is where most of the swing comes from.

Pre-licensing course 40 hours, required before the exam
$69–$200
State exam Pearson VUE, per attempt
$44
Fingerprinting IdentoGo, plus local county tax
$50–$55
License application Florida Dept. of Financial Services
$50
Total to get licensed $213–$349

Ongoing: E&O insurance

Most carriers require proof of Errors & Omissions coverage before they'll appoint you. This renews every year, separate from the one-time costs above.

E&O insurance $250–$355 / yr

Lead costs aren't included here yet — that varies a lot by source and volume, and gets its own breakdown later.

Estimates based on published 2026 rates from Pearson VUE, IdentoGo, and the Florida Department of Financial Services, plus typical pre-licensing course and E&O provider pricing. Actual costs vary by provider and county — confirm current fees before budgeting.